The argument · Debt
The refinancing gap is a terms gap, not a capital gap.
The counter: Credit standards are still tightening, so for weaker assets the capital itself is missing, not only its price.
- CBRE European Lender Intentions Survey 2026: 72% of 134 lenders plan to raise origination (16 Jun 2026)
- ECB euro area bank lending survey Q2 2026: moderate net tightening of standards for enterprise loans (21 Jul 2026)
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